PROGRAMS

Bridge Advance

Bridge loans are a vital financial lifeline for businesses waiting for approval on long-term financing like SBA loans or bank term loans. These traditional loans can take anywhere from six months to over a year, depending on your credit and business profile.

Merchant Cash Advance

If you’re looking for a way to access extra cash flow for your business without upfront costs, Prosperum Fund has the solution. With a business line of credit, you can find out how much your business qualifies for and access funds whenever you need them. You only pay interest when you withdraw funds — if you don’t use it, there’s no cost. ($1K–$20M, same-day to 1–2 day funding)

Long-Term Financing

By using long-term financing, businesses can make smart decisions, manage their resources effectively, and seize opportunities that lead to success. The right funding can turn your goals into reality and pave the way for a bright future. (up to $10M)

Business Line Of Credit

A line of credit is like a financial safety net for your business, giving you peace of mind and the freedom to manage your cash flow on your terms. Think of it as a business credit card: you only pay when you use it. Any business can apply and unlock the extra cash flow potential waiting to support your next move.

Inventory Financing

Revenue-based financing isn’t your traditional loan. Instead, it’s a financing solution that allows your business to secure capital - quickly and easily - by leveraging your business’s future sales. This type of financing is ideal for when you need cash in the short term and don’t want to go through the hurdles of applying for more traditional loan solutions, like business term loans or SBA programs. Basically, they’re a fast and flexible financing solution to speed up your growth, all without fixed monthly payments.

SBA Programs

SBA loans are a powerful resource for small businesses, providing financial support backed by the Small Business Administration (SBA) through approved lenders, mainly banks. The SBA guarantees up to 85% of loans for amounts up to $150,000, and 75% for loans above that, making it easier for businesses to secure the funding they need. Currently, the average SBA loan amount is around $375,000, with a maximum limit of $5 million. (Express & Standard)