PROGRAMS
In Partnership with
PROSPERUM




Real Estate Financing
We help homeowners and investors access equity through cash-out refinancing, even if they don’t qualify with traditional banks. Our flexible programs focus on property value, not just credit, making approvals easier, with fast funding, flexible refinancing options, and solutions for clients with challenged credit. This is ideal for clients with strong equity who’ve been turned down by banks.
Merchant Cash Advance
Fast, flexible funding for businesses with minimal requirements. Get approved and funded in as little as same day (1–2 days typical), with repayments based on your revenue, not fixed payments. Same-day funding is available, documentation is minimal, and no collateral is required in most cases, with funding ranging from $1K to $20M. This is ideal for businesses needing quick capital without traditional bank restrictions.
Long-Term Financing
By using long-term financing, businesses can make smart decisions, manage their resources effectively, and seize opportunities that lead to success. The right funding can turn your goals into reality and pave the way for a bright future. (up to $10M)






Business Line Of Credit
A line of credit is like a financial safety net for your business, giving you peace of mind and the freedom to manage your cash flow on your terms. Think of it as a business credit card: you only pay when you use it. Any business can apply and unlock the extra cash flow potential waiting to support your next move.
Inventory Financing
Revenue-based financing isn’t your traditional loan. Instead, it’s a financing solution that allows your business to secure capital - quickly and easily - by leveraging your business’s future sales. This type of financing is ideal for when you need cash in the short term and don’t want to go through the hurdles of applying for more traditional loan solutions, like business term loans or SBA programs. Basically, they’re a fast and flexible financing solution to speed up your growth, all without fixed monthly payments.
SBA Programs
SBA loans are a powerful resource for small businesses, providing financial support backed by the Small Business Administration (SBA) through approved lenders, mainly banks. The SBA guarantees up to 85% of loans for amounts up to $150,000, and 75% for loans above that, making it easier for businesses to secure the funding they need. Currently, the average SBA loan amount is around $375,000, with a maximum limit of $5 million. (Express & Standard)


Equipment-Based Lending
Equipment-based lending allows businesses to access capital by using their existing equipment as collateral. This type of financing helps you unlock cash tied up in machinery, vehicles, or other assets to support growth, manage cash flow, or cover expenses.
It’s a flexible solution for businesses that may not qualify for traditional financing, as approvals are primarily based on the value of the equipment rather than just credit. This makes it a strong option for companies looking to leverage their assets without interrupting daily operations.


We provide tailored financial solutions designed to drive immediate growth and secure long-term success in today’s fast-paced market.
Questions? Reach out anytime.
CONTACT US TODAY
Call
info@philogenefunding.com
1-914-454-0632
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Merchant Cash Advance
Long-Term Financing
Bridge Advance
Small Business Administration (SBA) Loans
Business Line of Credit
Credit Card Processing
Loans On Account Receivables
Custom Financing Programs
Inventory Financing
